Jacksonville Group Disability Insurance Attorneys
Dedicated to Effective & Thorough Representation
Group disability insurance policies are often provided by employers. Should you become ill or injured while covered by one of these insurance plans -and need to file a claim for benefits, having an experienced Jacksonville disability attorney on your side will help provide for a better outcome.
The Federal law that governs group insurance plans is called the Employment Retirement Income Security Act of 1974, and is referred to as “ERISA.” Although the law was created to benefit employees, loopholes in ERISA laws have actually had the opposite effect. ERISA laws are frequently misused by employers and insurance companies so they can delay, deny or terminate legitimate insurance claims. Sadly, the disability insurance claims which are denied can have a long-lasting and devastating effect on the person filing the claim. Under ERISA law, a claimant has 180 days to file an appeal of the denial of benefits or risk losing those benefits. The clock starts running on the date you receive your denial letter.
Get Skilled Counsel in Your Corner
Simply stated, ERISA favors employers and insurance companies. It is in your best interest to know your legal rights and responsibilities under ERISA. It is also very important to understand and become familiar with the terms and conditions of your insurance policy. Keep in mind, you are required to act in a timely matter in order to protect your rights.
If you or someone you love worked for a company that provided a group disability policy for its employees or if you purchased a disability policy on your own, we may be able to help you. We assist clients in filing initial claims, appeals, claim management and when necessary … litigation. We will help you communicate more effectively with your insurance company and doctors.
The Jacksonville disability attorneys at Dabdoub Law Firm are dedicated to helping clients obtain disability benefits from their insurance provider.
Contact us today at (904) 479-4878 to learn more about how we can help you or your loved one.